Ritacca Laser Center | Chicago | Vernon Hills Ophthalmologist Dr Daniel Ritacca | Plastic Surgeon Dr Alan Parungao | Chicago | Vernon Hills Cosmetic Surgery | Vein Surgery | Chicago | Vernon Hills
Advanced Surface Ablation | Chicago | Vernon Hills
BOTOX | Chemical Peels | Chicago | Vernon Hills
Liposuction | Breast Augmentation | Chicago | Vernon Hills
Spider Vein Treatment | Varicose Vein Treatment | Chicago | Vernon Hills
Weight Loss & Hormone Replacement Therapy | Chicago | Vernon Hills
Latisse | Chicago | Vernon Hills
Plastic Surgery | Laser Vision Correction | Chicago | Vernon Hills
 
Ritacca Laser Center | Seminars
 
Ritacca Laser Center | Financing
 
 
Ritacca Laser Center | Financing Plans
     
 

At the time of your initial visit, your treatment plan will be established along with an estimate of fees. We will file your insurance paperwork to help receive all entitled reimbursements. Please bring your insurance forms with you and have your portion filled out and signed to expedite the filing of your claim.

Filing your claim : Our financial secretary will be happy to discuss payment arrangements that will suit your needs. We accept cash, check, VISA, Mastercard and Discover. In order to contain billing cost we ask that all accounts be paid within 60 days from the date of service. If an account goes over 60 days a finance charge of 1.5% per month (18% per year) is added to the unpaid balance.



Insurance

Our insurance coordinators deal with many insurance companies. Some companies offer up to six medical plans. Because many companies frequently change policies, it is sometimes difficult to accurately estimate our patient's insurance co-payment. Many insurance companies will not give out fees until after the treatment is completed. As a courtesy, we ask that you keep us informed of any change to your insurance. It is important that all information about you is current.

Co-Payment: All co-payments are payable when you check in at the front desk.

HMO Patients: If a patient comes to us with a problem that they expect to be covered by medical insurance, (biopsies, tumors, infections, deformities) they must have a referral from their primary care physician. A referral from a dentist is not adequate for medical insurance coverage. Obtaining a medical referral is the patient's responsibility. We cannot obtain the referral for you, and the referral cannot be obtained retroactively. If you do not have a referral, we will be happy to see you on a cash basis, but your medical insurance company will not pay for your treatment.

Medicare Patients: Medicare pays us directly for your care. You are responsible for any deductible and co-insurance. If Medicare denies your procedure, you are responsible for the charges.

Private and Group Insurance: As a courtesy, we will file your insurance claims for you. Upon receipt of an insurance payment, any balance due will be billed to you. If you have deposited an excessive co-payment, it will be refunded to you.

If you have any problems or questions, please ask our staff. They are well informed and up-to-date. Please call if you have any questions or concerns regarding your initial visit.


Financing Available!

Apply with any one of these finance companies that can design an affordable repayment plan that works for you. Your application can be reviewed and approved online in just a few minutes. Simply click on one of the links above or ask about our finance options during your visit.

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